Call reports 2002
CLACKAMAS COUNTY BANK — 2002
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 147,324,000 | 151,307,000 | 151,420,000 | 149,374,000 |
| Total loans | 107,309,000 | 106,953,000 | 112,399,000 | 106,948,000 |
| Allowance for loan losses | 1,249,000 | 1,191,000 | 1,216,000 | 1,147,000 |
| Securities available for sale | 15,762,000 | 21,407,000 | 21,256,000 | 17,883,000 |
| Securities held to maturity | 5,275,000 | 5,235,000 | 5,840,000 | 7,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,055,000 | 127,775,000 | 127,391,000 | 125,056,000 |
| Interest-bearing deposits | 98,020,000 | 98,442,000 | 91,395,000 | 95,752,000 |
| Noninterest-bearing deposits | 26,035,000 | 29,333,000 | 35,996,000 | 29,304,000 |
| Equity capital | 22,725,000 | 23,212,000 | 23,427,000 | 23,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,643,000 | 5,246,000 | 7,947,000 | 10,618,000 |
| Interest expense | 484,000 | 938,000 | 1,378,000 | 1,776,000 |
| Net interest income | 2,159,000 | 4,308,000 | 6,569,000 | 8,842,000 |
| Noninterest income | 607,000 | 1,169,000 | 1,833,000 | 2,342,000 |
| Noninterest expense | 1,596,000 | 3,222,000 | 4,838,000 | 6,376,000 |
| Provision for loan losses | 50,000 | 140,000 | 215,000 | 290,000 |
| Pretax income | 1,120,000 | 2,115,000 | 3,349,000 | 4,518,000 |
| Income tax | 398,000 | 735,000 | 1,177,000 | 1,585,000 |
| Net income | 722,000 | 1,380,000 | 2,172,000 | 2,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,525,000 | 22,928,000 | 23,101,000 | 23,602,000 |
| Total capital | 23,774,000 | 24,119,000 | 24,317,000 | 24,749,000 |
| Risk-weighted assets | 124,814,000 | 126,183,000 | 124,746,000 | 118,899,000 |