Call reports 2025
FIRST CAPITAL BANK — 2025
What FIRST CAPITAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,012,100,000 | 1,052,195,000 | 1,124,958,000 | 1,139,207,000 |
| Total loans | 850,967,000 | 893,401,000 | 941,967,000 | 988,602,000 |
| Allowance for loan losses | 8,703,000 | 9,165,000 | 9,471,000 | 9,960,000 |
| Securities available for sale | 27,585,000 | 39,874,000 | 48,415,000 | 50,574,000 |
| Securities held to maturity | 16,090,000 | 15,888,000 | 13,604,000 | 13,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 834,148,000 | 856,437,000 | 923,983,000 | 941,662,000 |
| Interest-bearing deposits | 753,139,000 | 772,575,000 | 836,830,000 | 836,213,000 |
| Noninterest-bearing deposits | 81,009,000 | 83,862,000 | 87,153,000 | 105,449,000 |
| Equity capital | 92,547,000 | 98,817,000 | 102,301,000 | 106,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,074,000 | 30,912,000 | 48,055,000 | 65,455,000 |
| Interest expense | 7,161,000 | 14,745,000 | 22,996,000 | 31,244,000 |
| Net interest income | 7,913,000 | 16,167,000 | 25,059,000 | 34,211,000 |
| Noninterest income | 271,000 | 703,000 | 1,151,000 | 2,442,000 |
| Noninterest expense | 4,853,000 | 10,088,000 | 15,568,000 | 20,854,000 |
| Provision for loan losses | 689,000 | 1,139,000 | 1,439,000 | 1,989,000 |
| Pretax income | 2,642,000 | 5,643,000 | 9,214,000 | 13,522,000 |
| Income tax | 556,000 | 1,195,000 | 1,954,000 | 2,854,000 |
| Net income | 2,086,000 | 4,448,000 | 7,260,000 | 10,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,305,000 | 99,685,000 | 102,514,000 | 105,942,000 |
| Total capital | 102,441,000 | 109,284,000 | 112,418,000 | 116,635,000 |
| Risk-weighted assets | 801,447,000 | 853,581,000 | 912,032,000 | 968,517,000 |