Call reports 2024
FIRST CAPITAL BANK — 2024
What FIRST CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 805,843,000 | 873,881,000 | 918,981,000 | 965,491,000 |
| Total loans | 699,024,000 | 743,072,000 | 790,754,000 | 838,030,000 |
| Allowance for loan losses | 6,411,000 | 6,832,000 | 7,359,000 | 8,011,000 |
| Securities available for sale | 23,518,000 | 24,858,000 | 26,405,000 | 21,981,000 |
| Securities held to maturity | 18,618,000 | 17,714,000 | 17,358,000 | 17,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 667,066,000 | 730,852,000 | 758,072,000 | 787,045,000 |
| Interest-bearing deposits | 606,242,000 | 663,432,000 | 681,640,000 | 706,016,000 |
| Noninterest-bearing deposits | 60,824,000 | 67,420,000 | 76,432,000 | 81,029,000 |
| Equity capital | 76,616,000 | 82,836,000 | 84,632,000 | 90,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,860,000 | 24,494,000 | 38,773,000 | 53,492,000 |
| Interest expense | 6,311,000 | 12,948,000 | 20,511,000 | 27,867,000 |
| Net interest income | 5,549,000 | 11,546,000 | 18,262,000 | 25,625,000 |
| Noninterest income | 111,000 | 340,000 | 623,000 | 1,051,000 |
| Noninterest expense | 3,986,000 | 8,114,000 | 12,505,000 | 17,212,000 |
| Provision for loan losses | 375,000 | 800,000 | 1,325,000 | 1,975,000 |
| Pretax income | 1,299,000 | 2,972,000 | 5,130,000 | 7,480,000 |
| Income tax | 292,000 | 677,000 | 1,212,000 | 1,706,000 |
| Net income | 1,007,000 | 2,295,000 | 3,918,000 | 5,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,447,000 | 83,734,000 | 85,357,000 | 91,213,000 |
| Total capital | 84,366,000 | 91,075,000 | 93,149,000 | 99,657,000 |
| Risk-weighted assets | 642,131,000 | 689,744,000 | 736,078,000 | 786,931,000 |