Call reports 2023
FIRST CAPITAL BANK — 2023
What FIRST CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 639,748,000 | 714,981,000 | 746,918,000 | 788,913,000 |
| Total loans | 534,503,000 | 611,536,000 | 642,312,000 | 679,113,000 |
| Allowance for loan losses | 4,911,000 | 5,387,000 | 5,762,000 | 6,036,000 |
| Securities available for sale | 44,427,000 | 36,710,000 | 34,722,000 | 25,251,000 |
| Securities held to maturity | 23,448,000 | 22,073,000 | 20,384,000 | 19,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 526,539,000 | 575,831,000 | 603,182,000 | 649,829,000 |
| Interest-bearing deposits | 464,617,000 | 507,733,000 | 547,726,000 | 596,560,000 |
| Noninterest-bearing deposits | 61,922,000 | 68,098,000 | 55,456,000 | 53,269,000 |
| Equity capital | 65,097,000 | 65,813,000 | 71,656,000 | 75,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,819,000 | 17,349,000 | 28,174,000 | 39,682,000 |
| Interest expense | 3,007,000 | 7,393,000 | 12,764,000 | 18,911,000 |
| Net interest income | 4,812,000 | 9,956,000 | 15,410,000 | 20,771,000 |
| Noninterest income | 104,000 | 218,000 | 349,000 | 651,000 |
| Noninterest expense | 3,312,000 | 6,871,000 | 10,645,000 | 14,455,000 |
| Provision for loan losses | 300,000 | 775,000 | 1,150,000 | 1,425,000 |
| Pretax income | 1,304,000 | 2,687,000 | 4,123,000 | 5,403,000 |
| Income tax | 276,000 | 559,000 | 851,000 | 1,108,000 |
| Net income | 1,028,000 | 2,128,000 | 3,272,000 | 4,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,671,000 | 66,771,000 | 72,916,000 | 76,440,000 |
| Total capital | 71,115,000 | 72,565,000 | 79,085,000 | 82,983,000 |
| Risk-weighted assets | 521,167,000 | 603,335,000 | 629,158,000 | 665,224,000 |