Call reports 2022
FIRST CAPITAL BANK — 2022
What FIRST CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 418,482,000 | 456,075,000 | 479,838,000 | 566,692,000 |
| Total loans | 293,203,000 | 337,051,000 | 386,691,000 | 480,571,000 |
| Allowance for loan losses | 3,495,000 | 3,613,000 | 3,894,000 | 4,394,000 |
| Securities available for sale | 38,436,000 | 23,311,000 | 29,746,000 | 29,156,000 |
| Securities held to maturity | 11,033,000 | 31,583,000 | 28,826,000 | 24,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,209,000 | 395,060,000 | 412,736,000 | 477,762,000 |
| Interest-bearing deposits | 319,630,000 | 343,032,000 | 358,320,000 | 422,701,000 |
| Noninterest-bearing deposits | 38,579,000 | 52,028,000 | 54,416,000 | 55,061,000 |
| Equity capital | 42,062,000 | 42,426,000 | 53,128,000 | 54,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,354,000 | 7,349,000 | 12,392,000 | 19,010,000 |
| Interest expense | 550,000 | 1,208,000 | 2,241,000 | 4,206,000 |
| Net interest income | 2,804,000 | 6,141,000 | 10,151,000 | 14,804,000 |
| Noninterest income | 94,000 | 196,000 | 311,000 | 420,000 |
| Noninterest expense | 2,196,000 | 4,481,000 | 7,061,000 | 9,932,000 |
| Provision for loan losses | 40,000 | 165,000 | 465,000 | 965,000 |
| Pretax income | 662,000 | 1,691,000 | 2,936,000 | 4,312,000 |
| Income tax | 167,000 | 413,000 | 717,000 | 1,050,000 |
| Net income | 495,000 | 1,278,000 | 2,219,000 | 3,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,470,000 | 43,253,000 | 54,194,000 | 55,238,000 |
| Total capital | 45,965,000 | 46,866,000 | 58,088,000 | 59,632,000 |
| Risk-weighted assets | 303,310,000 | 320,155,000 | 387,476,000 | 474,919,000 |