Call reports 2021
FIRST CAPITAL BANK — 2021
What FIRST CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 292,389,000 | 331,573,000 | 357,446,000 | 386,873,000 |
| Total loans | 194,716,000 | 223,697,000 | 245,853,000 | 271,636,000 |
| Allowance for loan losses | 2,681,000 | 3,041,000 | 3,141,000 | 3,410,000 |
| Securities available for sale | 28,264,000 | 36,030,000 | 38,468,000 | 40,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,593,000 | 283,282,000 | 301,850,000 | 330,230,000 |
| Interest-bearing deposits | 223,082,000 | 262,609,000 | 280,099,000 | 301,009,000 |
| Noninterest-bearing deposits | 21,511,000 | 20,673,000 | 21,751,000 | 29,221,000 |
| Equity capital | 29,612,000 | 29,904,000 | 37,191,000 | 37,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,312,000 | 5,306,000 | 8,165,000 | 11,185,000 |
| Interest expense | 439,000 | 941,000 | 1,485,000 | 2,018,000 |
| Net interest income | 1,873,000 | 4,365,000 | 6,680,000 | 9,167,000 |
| Noninterest income | 68,000 | 161,000 | 250,000 | 348,000 |
| Noninterest expense | 1,627,000 | 3,542,000 | 5,506,000 | 7,604,000 |
| Provision for loan losses | 90,000 | 450,000 | 480,000 | 780,000 |
| Pretax income | 224,000 | 534,000 | 944,000 | 1,377,000 |
| Income tax | 57,000 | 136,000 | 236,000 | 293,000 |
| Net income | 167,000 | 398,000 | 708,000 | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,059,000 | 29,290,000 | 36,601,000 | 36,976,000 |
| Total capital | 31,594,000 | 32,107,000 | 39,742,000 | 40,189,000 |
| Risk-weighted assets | 202,670,000 | 225,146,000 | 258,974,000 | 256,870,000 |