Call reports 2020
FIRST CAPITAL BANK — 2020
What FIRST CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 182,173,000 | 206,038,000 | 226,598,000 | 265,365,000 |
| Total loans | 123,195,000 | 154,746,000 | 167,985,000 | 185,243,000 |
| Allowance for loan losses | 1,897,000 | 2,278,000 | 2,372,000 | 2,588,000 |
| Securities available for sale | 11,942,000 | 21,532,000 | 23,233,000 | 24,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,922,000 | 164,007,000 | 182,993,000 | 217,588,000 |
| Interest-bearing deposits | 127,192,000 | 143,618,000 | 159,940,000 | 195,725,000 |
| Noninterest-bearing deposits | 13,730,000 | 20,389,000 | 23,053,000 | 21,863,000 |
| Equity capital | 24,035,000 | 24,624,000 | 24,944,000 | 29,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 4,147,000 | 6,210,000 | 8,418,000 |
| Interest expense | 472,000 | 950,000 | 1,379,000 | 1,833,000 |
| Net interest income | 1,243,000 | 3,197,000 | 4,831,000 | 6,585,000 |
| Noninterest income | 37,000 | 93,000 | 160,000 | 225,000 |
| Noninterest expense | 1,243,000 | 2,493,000 | 3,859,000 | 5,403,000 |
| Provision for loan losses | 340,000 | 720,000 | 760,000 | 980,000 |
| Pretax income | 270,000 | 650,000 | 945,000 | 1,000,000 |
| Income tax | 80,000 | 165,000 | 219,000 | 86,000 |
| Net income | 190,000 | 485,000 | 726,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,168,000 | 24,463,000 | 24,704,000 | 28,892,000 |
| Total capital | 25,784,000 | 26,240,000 | 27,030,000 | 31,215,000 |
| Risk-weighted assets | 129,025,000 | 141,499,000 | 186,100,000 | 185,585,000 |