Call reports 2018
FIRST CAPITAL BANK — 2018
What FIRST CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 81,012,000 | 81,552,000 | 85,899,000 | 88,851,000 |
| Total loans | 49,718,000 | 57,681,000 | 59,175,000 | 66,995,000 |
| Allowance for loan losses | 602,000 | 602,000 | 721,000 | 929,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,489,000 | 60,980,000 | 65,322,000 | 68,537,000 |
| Interest-bearing deposits | 42,635,000 | 43,012,000 | 47,292,000 | 49,723,000 |
| Noninterest-bearing deposits | 17,854,000 | 17,968,000 | 18,030,000 | 18,814,000 |
| Equity capital | 20,063,000 | 20,092,000 | 20,111,000 | 19,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,935,000 | 3,024,000 | 4,254,000 |
| Interest expense | 92,000 | 198,000 | 324,000 | 472,000 |
| Net interest income | 825,000 | 1,737,000 | 2,700,000 | 3,782,000 |
| Noninterest income | 39,000 | 64,000 | 76,000 | 143,000 |
| Noninterest expense | 796,000 | 1,692,000 | 2,642,000 | 3,813,000 |
| Provision for loan losses | 0 | 0 | 0 | 175,000 |
| Pretax income | 68,000 | 109,000 | 134,000 | -63,000 |
| Income tax | 18,000 | 28,000 | 35,000 | 0 |
| Net income | 50,000 | 81,000 | 99,000 | -63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,949,000 | 19,978,000 | 19,997,000 | 19,949,000 |
| Total capital | 20,528,000 | 20,580,000 | 20,685,000 | 20,710,000 |
| Risk-weighted assets | 46,320,000 | 51,282,000 | 55,058,000 | 60,764,000 |