Call reports 2017
FIRST CAPITAL BANK — 2017
What FIRST CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,273,000 | 52,425,000 | 52,367,000 | 75,681,000 |
| Total loans | 43,678,000 | 45,123,000 | 45,221,000 | 46,505,000 |
| Allowance for loan losses | 718,000 | 718,000 | 718,000 | 600,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,766,000 | 43,771,000 | 43,459,000 | 55,194,000 |
| Interest-bearing deposits | 41,231,000 | 39,686,000 | 39,322,000 | 40,919,000 |
| Noninterest-bearing deposits | 4,535,000 | 4,085,000 | 4,137,000 | 14,275,000 |
| Equity capital | 8,221,000 | 8,306,000 | 8,411,000 | 20,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,553,000 | 2,379,000 | 3,219,000 |
| Interest expense | 86,000 | 174,000 | 260,000 | 348,000 |
| Net interest income | 686,000 | 1,379,000 | 2,119,000 | 2,871,000 |
| Noninterest income | 49,000 | 74,000 | 109,000 | 155,000 |
| Noninterest expense | 578,000 | 1,148,000 | 1,745,000 | 2,702,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 157,000 | 305,000 | 483,000 | 324,000 |
| Income tax | 66,000 | 128,000 | 203,000 | 234,000 |
| Net income | 91,000 | 177,000 | 280,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,046,000 | 8,131,000 | 8,236,000 | 20,032,000 |
| Total capital | 8,511,000 | 8,589,000 | 8,698,000 | 20,551,000 |
| Risk-weighted assets | 36,960,000 | 36,374,000 | 36,676,000 | 41,494,000 |