Call reports 2016
FIRST CAPITAL BANK — 2016
What FIRST CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 52,182,000 | 52,718,000 | 53,595,000 | 54,274,000 |
| Total loans | 43,870,000 | 45,425,000 | 44,553,000 | 43,850,000 |
| Allowance for loan losses | 823,000 | 825,000 | 776,000 | 742,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,106,000 | 44,449,000 | 45,125,000 | 45,873,000 |
| Interest-bearing deposits | 39,919,000 | 40,208,000 | 40,961,000 | 41,562,000 |
| Noninterest-bearing deposits | 4,187,000 | 4,241,000 | 4,164,000 | 4,311,000 |
| Equity capital | 7,873,000 | 7,972,000 | 8,051,000 | 8,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,549,000 | 2,356,000 | 3,142,000 |
| Interest expense | 76,000 | 155,000 | 237,000 | 325,000 |
| Net interest income | 708,000 | 1,394,000 | 2,119,000 | 2,817,000 |
| Noninterest income | 39,000 | 125,000 | 155,000 | 198,000 |
| Noninterest expense | 632,000 | 1,233,000 | 1,850,000 | 2,459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 115,000 | 286,000 | 424,000 | 556,000 |
| Income tax | 48,000 | 120,000 | 179,000 | 232,000 |
| Net income | 67,000 | 166,000 | 245,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,662,000 | 7,756,000 | 7,840,000 | 7,919,000 |
| Total capital | 8,132,000 | 8,242,000 | 8,316,000 | 8,391,000 |
| Risk-weighted assets | 37,169,000 | 38,494,000 | 37,753,000 | 37,451,000 |