Call reports 2015
FIRST CAPITAL BANK — 2015
What FIRST CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 52,020,000 | 52,727,000 | 52,473,000 | 51,831,000 |
| Total loans | 45,326,000 | 45,089,000 | 44,650,000 | 45,735,000 |
| Allowance for loan losses | 951,000 | 919,000 | 1,070,000 | 1,224,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,251,000 | 44,835,000 | 44,392,000 | 43,850,000 |
| Interest-bearing deposits | 41,121,000 | 41,076,000 | 40,350,000 | 40,041,000 |
| Noninterest-bearing deposits | 3,130,000 | 3,759,000 | 4,042,000 | 3,809,000 |
| Equity capital | 7,538,000 | 7,622,000 | 7,705,000 | 7,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,555,000 | 2,330,000 | 3,181,000 |
| Interest expense | 76,000 | 156,000 | 234,000 | 311,000 |
| Net interest income | 696,000 | 1,399,000 | 2,096,000 | 2,870,000 |
| Noninterest income | 31,000 | 63,000 | 106,000 | 105,000 |
| Noninterest expense | 580,000 | 1,174,000 | 1,770,000 | 2,370,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 288,000 | 432,000 | 605,000 |
| Income tax | 63,000 | 120,000 | 181,000 | 253,000 |
| Net income | 84,000 | 168,000 | 251,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,538,000 | 7,622,000 | 7,705,000 | 7,595,000 |
| Total capital | 8,024,000 | 8,108,000 | 8,182,000 | 8,080,000 |
| Risk-weighted assets | 38,417,000 | 38,495,000 | 37,611,000 | 38,003,000 |