Call reports 2014
FIRST CAPITAL BANK — 2014
What FIRST CAPITAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 58,342,000 | 57,015,000 | 54,070,000 | 52,911,000 |
| Total loans | 47,584,000 | 47,654,000 | 46,600,000 | 45,414,000 |
| Allowance for loan losses | 946,000 | 955,000 | 953,000 | 964,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,763,000 | 49,222,000 | 46,233,000 | 44,944,000 |
| Interest-bearing deposits | 46,668,000 | 46,032,000 | 43,116,000 | 41,483,000 |
| Noninterest-bearing deposits | 4,095,000 | 3,190,000 | 3,117,000 | 3,461,000 |
| Equity capital | 7,165,000 | 7,282,000 | 7,367,000 | 7,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,745,000 | 2,578,000 | 3,367,000 |
| Interest expense | 116,000 | 229,000 | 335,000 | 419,000 |
| Net interest income | 784,000 | 1,516,000 | 2,243,000 | 2,948,000 |
| Noninterest income | 19,000 | 44,000 | 50,000 | 71,000 |
| Noninterest expense | 583,000 | 1,146,000 | 1,736,000 | 2,318,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 220,000 | 414,000 | 557,000 | 701,000 |
| Income tax | 87,000 | 165,000 | 222,000 | 279,000 |
| Net income | 133,000 | 249,000 | 335,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,165,000 | 7,282,000 | 7,367,000 | 7,454,000 |
| Total capital | 7,695,000 | 7,820,000 | 7,863,000 | 7,934,000 |
| Risk-weighted assets | 42,016,000 | 42,636,000 | 39,249,000 | 37,945,000 |