Call reports 2013
FIRST CAPITAL BANK — 2013
What FIRST CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,861,000 | 58,284,000 | 58,401,000 | 57,458,000 |
| Total loans | 45,451,000 | 47,388,000 | 47,873,000 | 48,135,000 |
| Allowance for loan losses | 925,000 | 949,000 | 1,009,000 | 987,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,793,000 | 51,047,000 | 51,112,000 | 50,064,000 |
| Interest-bearing deposits | 46,625,000 | 47,895,000 | 48,046,000 | 46,643,000 |
| Noninterest-bearing deposits | 3,168,000 | 3,152,000 | 3,066,000 | 3,421,000 |
| Equity capital | 6,867,000 | 6,946,000 | 6,961,000 | 7,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,672,000 | 2,535,000 | 3,366,000 |
| Interest expense | 140,000 | 272,000 | 408,000 | 535,000 |
| Net interest income | 673,000 | 1,400,000 | 2,127,000 | 2,831,000 |
| Noninterest income | 9,000 | 41,000 | -82,000 | -37,000 |
| Noninterest expense | 614,000 | 1,239,000 | 1,818,000 | 2,432,000 |
| Provision for loan losses | 17,000 | 17,000 | 17,000 | 17,000 |
| Pretax income | 51,000 | 185,000 | 210,000 | 345,000 |
| Income tax | 21,000 | 76,000 | 86,000 | 150,000 |
| Net income | 30,000 | 109,000 | 124,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,867,000 | 6,946,000 | 6,961,000 | 7,032,000 |
| Total capital | 7,346,000 | 7,452,000 | 7,470,000 | 7,545,000 |
| Risk-weighted assets | 37,902,000 | 40,011,000 | 40,183,000 | 40,555,000 |