Call reports 2012
FIRST CAPITAL BANK — 2012
What FIRST CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,896,000 | 59,968,000 | 59,155,000 | 60,108,000 |
| Total loans | 53,615,000 | 52,983,000 | 50,167,000 | 47,443,000 |
| Allowance for loan losses | 1,031,000 | 1,036,000 | 990,000 | 962,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,868,000 | 53,033,000 | 52,167,000 | 53,101,000 |
| Interest-bearing deposits | 51,732,000 | 50,111,000 | 49,058,000 | 50,029,000 |
| Noninterest-bearing deposits | 3,136,000 | 2,922,000 | 3,109,000 | 3,072,000 |
| Equity capital | 6,849,000 | 6,781,000 | 6,812,000 | 6,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 1,865,000 | 2,761,000 | 3,626,000 |
| Interest expense | 182,000 | 351,000 | 509,000 | 659,000 |
| Net interest income | 815,000 | 1,514,000 | 2,252,000 | 2,967,000 |
| Noninterest income | 56,000 | -10,000 | -37,000 | -127,000 |
| Noninterest expense | 561,000 | 1,246,000 | 1,907,000 | 2,562,000 |
| Provision for loan losses | 251,000 | 314,000 | 313,000 | 214,000 |
| Pretax income | 59,000 | -56,000 | -5,000 | 64,000 |
| Income tax | 24,000 | -22,000 | -2,000 | 41,000 |
| Net income | 35,000 | -34,000 | -3,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,849,000 | 6,781,000 | 6,812,000 | 6,837,000 |
| Total capital | 7,425,000 | 7,338,000 | 7,351,000 | 7,343,000 |
| Risk-weighted assets | 45,649,000 | 44,075,000 | 42,706,000 | 39,991,000 |