Call reports 2008
COLLIN BANK — 2008
What COLLIN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 22,390,000 | 37,337,000 | 59,741,000 | 93,065,000 |
| Total loans | 7,796,000 | 25,257,000 | 39,526,000 | 60,125,000 |
| Allowance for loan losses | 60,000 | 250,000 | 485,000 | 700,000 |
| Securities available for sale | 0 | 3,907,000 | 9,403,000 | 22,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,616,000 | 11,761,000 | 34,276,000 | 67,417,000 |
| Interest-bearing deposits | 1,622,000 | 10,213,000 | 31,347,000 | 63,731,000 |
| Noninterest-bearing deposits | 994,000 | 1,548,000 | 2,929,000 | 3,686,000 |
| Equity capital | 19,772,000 | 25,568,000 | 25,385,000 | 25,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 76,000 | 490,000 | 1,111,000 | 2,181,000 |
| Interest expense | 3,000 | 24,000 | 194,000 | 670,000 |
| Net interest income | 73,000 | 466,000 | 917,000 | 1,511,000 |
| Noninterest income | 0 | 2,000 | 6,000 | 12,000 |
| Noninterest expense | 225,000 | 724,000 | 1,225,000 | 2,178,000 |
| Provision for loan losses | 60,000 | 250,000 | 485,000 | 700,000 |
| Pretax income | -212,000 | -506,000 | -787,000 | -1,356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -609,000 | -903,000 | -1,241,000 | -1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,772,000 | 25,588,000 | 25,358,000 | 25,070,000 |
| Total capital | 19,832,000 | 25,838,000 | 25,843,000 | 25,770,000 |
| Risk-weighted assets | 12,473,000 | 31,642,000 | 44,553,000 | 64,673,000 |