Call reports 2017
COMMUNITY BANK OF BERGEN COUNTY, N.J. — 2017
What COMMUNITY BANK OF BERGEN COUNTY, N.J. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 357,165,000 | 348,286,000 | 350,858,000 | 346,500,000 |
| Total loans | 236,239,000 | 234,063,000 | 239,340,000 | 241,081,000 |
| Allowance for loan losses | 2,997,000 | 2,870,000 | 2,777,000 | 2,768,000 |
| Securities available for sale | 83,892,000 | 81,539,000 | 78,232,000 | 76,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,851,000 | 312,471,000 | 308,391,000 | 303,348,000 |
| Interest-bearing deposits | 257,031,000 | 247,271,000 | 244,098,000 | 236,108,000 |
| Noninterest-bearing deposits | 64,820,000 | 65,200,000 | 64,293,000 | 67,240,000 |
| Equity capital | 29,468,000 | 30,122,000 | 30,430,000 | 29,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,343,000 | 9,518,000 | 12,753,000 |
| Interest expense | 515,000 | 1,049,000 | 1,594,000 | 2,140,000 |
| Net interest income | 2,642,000 | 5,294,000 | 7,924,000 | 10,613,000 |
| Noninterest income | 108,000 | 433,000 | 642,000 | 880,000 |
| Noninterest expense | 2,141,000 | 4,603,000 | 6,970,000 | 9,476,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 609,000 | 1,124,000 | 1,596,000 | 2,017,000 |
| Income tax | 209,000 | 382,000 | 538,000 | 1,451,000 |
| Net income | 400,000 | 742,000 | 1,058,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,015,000 | 29,358,000 | 29,673,000 | 29,706,000 |
| Total capital | 31,574,000 | 31,862,000 | 32,235,000 | 32,296,000 |
| Risk-weighted assets | 204,127,000 | 199,783,000 | 204,614,000 | 206,919,000 |