Call reports 2001
COMMUNITY BANK OF BERGEN COUNTY, N.J. — 2001
What COMMUNITY BANK OF BERGEN COUNTY, N.J. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 205,841,000 | 211,363,000 | 209,783,000 | 210,956,000 |
| Total loans | 140,395,000 | 143,404,000 | 144,710,000 | 144,677,000 |
| Allowance for loan losses | 1,391,000 | 1,411,000 | 1,430,000 | 1,524,000 |
| Securities available for sale | 16,147,000 | 15,179,000 | 15,406,000 | 15,346,000 |
| Securities held to maturity | 27,035,000 | 24,866,000 | 24,970,000 | 24,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,068,000 | 187,291,000 | 185,362,000 | 186,060,000 |
| Interest-bearing deposits | 144,668,000 | 144,488,000 | 143,743,000 | 143,895,000 |
| Noninterest-bearing deposits | 37,400,000 | 42,803,000 | 41,619,000 | 42,165,000 |
| Equity capital | 22,339,000 | 22,608,000 | 23,062,000 | 23,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,382,000 | 6,791,000 | 10,133,000 | 13,463,000 |
| Interest expense | 1,512,000 | 2,920,000 | 4,186,000 | 5,300,000 |
| Net interest income | 1,870,000 | 3,871,000 | 5,947,000 | 8,163,000 |
| Noninterest income | 99,000 | 192,000 | 290,000 | 402,000 |
| Noninterest expense | 1,355,000 | 2,695,000 | 4,029,000 | 5,426,000 |
| Provision for loan losses | 15,000 | 30,000 | 48,000 | 75,000 |
| Pretax income | 599,000 | 1,338,000 | 2,160,000 | 3,064,000 |
| Income tax | 182,000 | 374,000 | 559,000 | 783,000 |
| Net income | 417,000 | 964,000 | 1,601,000 | 2,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,178,000 | 22,455,000 | 22,868,000 | 23,254,000 |
| Total capital | 23,569,000 | 23,866,000 | 24,298,000 | 24,778,000 |
| Risk-weighted assets | 129,127,000 | 132,263,000 | 133,314,000 | 133,974,000 |