Call reports 2018
UNION STATE BANK — 2018
What UNION STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 496,555,000 | 493,438,000 | 467,329,000 |
| Total loans | 246,604,000 | 251,990,000 | 247,919,000 |
| Allowance for loan losses | 0 | 187,000 | 390,000 |
| Securities available for sale | 141,510,000 | 137,036,000 | 131,493,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 423,801,000 | 417,931,000 | 407,511,000 |
| Interest-bearing deposits | 314,280,000 | 306,539,000 | 288,580,000 |
| Noninterest-bearing deposits | 109,521,000 | 111,392,000 | 118,931,000 |
| Equity capital | 59,666,000 | 60,098,000 | 47,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 3,880,000 | 8,258,000 | 12,647,000 |
| Interest expense | 498,000 | 1,054,000 | 1,621,000 |
| Net interest income | 3,382,000 | 7,204,000 | 11,026,000 |
| Noninterest income | 568,000 | 1,059,000 | 1,549,000 |
| Noninterest expense | 3,064,000 | 6,181,000 | 9,480,000 |
| Provision for loan losses | 25,000 | 235,000 | 445,000 |
| Pretax income | 682,000 | 1,668,000 | 2,471,000 |
| Income tax | 160,000 | 325,000 | 482,000 |
| Net income | 522,000 | 1,343,000 | 1,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 49,687,000 | 50,685,000 | 39,007,000 |
| Total capital | 49,687,000 | 50,872,000 | 39,397,000 |
| Risk-weighted assets | 279,105,000 | 285,141,000 | 285,738,000 |