Call reports 2017
UNION STATE BANK — 2017
What UNION STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 466,810,000 | 470,827,000 | 468,808,000 | 462,273,000 |
| Total loans | 234,303,000 | 246,484,000 | 258,384,000 | 253,459,000 |
| Allowance for loan losses | 3,386,000 | 3,334,000 | 3,274,000 | 3,385,000 |
| Securities available for sale | 189,438,000 | 177,735,000 | 163,212,000 | 156,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,501,000 | 413,669,000 | 410,988,000 | 404,554,000 |
| Interest-bearing deposits | 301,552,000 | 301,793,000 | 295,950,000 | 293,125,000 |
| Noninterest-bearing deposits | 112,949,000 | 111,876,000 | 115,038,000 | 111,429,000 |
| Equity capital | 41,021,000 | 43,939,000 | 44,818,000 | 44,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,741,000 | 7,638,000 | 11,740,000 | 16,135,000 |
| Interest expense | 488,000 | 990,000 | 1,509,000 | 2,039,000 |
| Net interest income | 3,253,000 | 6,648,000 | 10,231,000 | 14,096,000 |
| Noninterest income | 860,000 | 1,407,000 | 1,931,000 | 2,587,000 |
| Noninterest expense | 3,087,000 | 6,287,000 | 9,393,000 | 12,782,000 |
| Provision for loan losses | 120,000 | 120,000 | 155,000 | 269,000 |
| Pretax income | 859,000 | 1,603,000 | 2,576,000 | 3,631,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 859,000 | 1,603,000 | 2,576,000 | 3,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,279,000 | 46,817,000 | 47,482,000 | 48,146,000 |
| Total capital | 49,665,000 | 50,151,000 | 50,756,000 | 51,531,000 |
| Risk-weighted assets | 276,298,000 | 284,665,000 | 290,116,000 | 287,143,000 |