Call reports 2016
UNION STATE BANK — 2016
What UNION STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 471,637,000 | 477,707,000 | 474,355,000 | 466,551,000 |
| Total loans | 196,876,000 | 202,687,000 | 211,252,000 | 220,697,000 |
| Allowance for loan losses | 3,310,000 | 3,305,000 | 3,280,000 | 3,281,000 |
| Securities available for sale | 240,318,000 | 236,333,000 | 225,827,000 | 212,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,155,000 | 416,715,000 | 414,308,000 | 414,506,000 |
| Interest-bearing deposits | 301,511,000 | 300,944,000 | 302,861,000 | 304,306,000 |
| Noninterest-bearing deposits | 111,644,000 | 115,771,000 | 111,447,000 | 110,200,000 |
| Equity capital | 45,085,000 | 46,777,000 | 46,387,000 | 39,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,564,000 | 7,088,000 | 10,761,000 | 14,476,000 |
| Interest expense | 466,000 | 924,000 | 1,404,000 | 1,892,000 |
| Net interest income | 3,098,000 | 6,164,000 | 9,357,000 | 12,584,000 |
| Noninterest income | 591,000 | 1,131,000 | 1,822,000 | 2,422,000 |
| Noninterest expense | 2,990,000 | 5,989,000 | 9,095,000 | 12,200,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 851,000 | 1,644,000 | 2,619,000 | 3,397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 851,000 | 1,644,000 | 2,619,000 | 3,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,035,000 | 44,611,000 | 45,269,000 | 45,722,000 |
| Total capital | 47,150,000 | 47,754,000 | 48,549,000 | 49,003,000 |
| Risk-weighted assets | 249,019,000 | 251,342,000 | 263,383,000 | 270,323,000 |