Call reports 2015
UNION STATE BANK — 2015
What UNION STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 497,461,000 | 487,223,000 | 469,514,000 | 466,205,000 |
| Total loans | 175,197,000 | 181,943,000 | 186,991,000 | 193,789,000 |
| Allowance for loan losses | 3,350,000 | 3,343,000 | 3,337,000 | 3,335,000 |
| Securities available for sale | 278,902,000 | 264,002,000 | 253,093,000 | 243,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,328,000 | 432,266,000 | 411,614,000 | 410,009,000 |
| Interest-bearing deposits | 338,930,000 | 320,234,000 | 296,666,000 | 301,843,000 |
| Noninterest-bearing deposits | 103,398,000 | 112,032,000 | 114,948,000 | 108,166,000 |
| Equity capital | 42,317,000 | 40,208,000 | 42,952,000 | 42,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,648,000 | 7,238,000 | 10,769,000 | 14,368,000 |
| Interest expense | 465,000 | 950,000 | 1,421,000 | 1,885,000 |
| Net interest income | 3,183,000 | 6,288,000 | 9,348,000 | 12,483,000 |
| Noninterest income | 577,000 | 1,250,000 | 1,868,000 | 2,466,000 |
| Noninterest expense | 2,887,000 | 5,682,000 | 8,660,000 | 11,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 958,000 | 1,954,000 | 2,677,000 | 3,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 958,000 | 1,954,000 | 2,677,000 | 3,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,742,000 | 42,515,000 | 43,000,000 | 43,480,000 |
| Total capital | 44,919,000 | 45,586,000 | 46,099,000 | 46,611,000 |
| Risk-weighted assets | 253,996,000 | 245,437,000 | 247,729,000 | 250,322,000 |