Call reports 2014
UNION STATE BANK — 2014
What UNION STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 461,157,000 | 474,229,000 | 476,900,000 | 485,677,000 |
| Total loans | 162,332,000 | 163,660,000 | 165,426,000 | 172,044,000 |
| Allowance for loan losses | 3,390,000 | 3,366,000 | 3,380,000 | 3,361,000 |
| Securities available for sale | 262,992,000 | 274,737,000 | 268,704,000 | 272,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,367,000 | 422,096,000 | 423,262,000 | 432,098,000 |
| Interest-bearing deposits | 320,685,000 | 324,636,000 | 328,742,000 | 326,396,000 |
| Noninterest-bearing deposits | 90,682,000 | 97,460,000 | 94,520,000 | 105,702,000 |
| Equity capital | 36,534,000 | 38,335,000 | 38,351,000 | 40,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,547,000 | 7,040,000 | 10,550,000 | 14,260,000 |
| Interest expense | 491,000 | 949,000 | 1,413,000 | 1,886,000 |
| Net interest income | 3,056,000 | 6,091,000 | 9,137,000 | 12,374,000 |
| Noninterest income | 580,000 | 1,185,000 | 1,802,000 | 2,388,000 |
| Noninterest expense | 2,893,000 | 5,749,000 | 8,598,000 | 11,527,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 725,000 | 1,626,000 | 2,401,000 | 3,327,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 725,000 | 1,626,000 | 2,401,000 | 3,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,294,000 | 39,923,000 | 40,492,000 | 41,065,000 |
| Total capital | 42,169,000 | 42,808,000 | 43,378,000 | 44,000,000 |
| Risk-weighted assets | 231,116,000 | 234,540,000 | 237,025,000 | 238,958,000 |