Call reports 2013
UNION STATE BANK — 2013
What UNION STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 452,110,000 | 458,271,000 | 463,597,000 | 486,195,000 |
| Total loans | 164,219,000 | 163,100,000 | 159,082,000 | 157,283,000 |
| Allowance for loan losses | 3,500,000 | 3,424,000 | 3,425,000 | 3,401,000 |
| Securities available for sale | 254,113,000 | 265,835,000 | 252,969,000 | 280,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,330,000 | 401,595,000 | 414,310,000 | 439,826,000 |
| Interest-bearing deposits | 310,417,000 | 319,867,000 | 329,039,000 | 347,712,000 |
| Noninterest-bearing deposits | 79,913,000 | 81,728,000 | 85,271,000 | 92,114,000 |
| Equity capital | 43,671,000 | 35,606,000 | 35,100,000 | 33,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,651,000 | 7,415,000 | 11,203,000 | 14,838,000 |
| Interest expense | 568,000 | 1,123,000 | 1,671,000 | 2,200,000 |
| Net interest income | 3,083,000 | 6,292,000 | 9,532,000 | 12,638,000 |
| Noninterest income | 510,000 | 1,220,000 | 1,842,000 | 2,445,000 |
| Noninterest expense | 2,981,000 | 5,872,000 | 8,756,000 | 11,709,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 729,000 | 1,812,000 | 2,986,000 | 3,742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 729,000 | 1,812,000 | 2,986,000 | 3,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,117,000 | 37,830,000 | 38,612,000 | 38,869,000 |
| Total capital | 39,935,000 | 40,676,000 | 41,439,000 | 41,776,000 |
| Risk-weighted assets | 224,758,000 | 227,141,000 | 228,621,000 | 232,121,000 |