Call reports 2012
UNION STATE BANK — 2012
What UNION STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 422,136,000 | 443,630,000 | 443,280,000 | 458,987,000 |
| Total loans | 155,561,000 | 158,968,000 | 158,432,000 | 161,818,000 |
| Allowance for loan losses | 3,506,000 | 3,567,000 | 3,640,000 | 3,530,000 |
| Securities available for sale | 233,402,000 | 245,678,000 | 257,858,000 | 248,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,711,000 | 382,321,000 | 379,614,000 | 396,528,000 |
| Interest-bearing deposits | 288,189,000 | 300,552,000 | 303,815,000 | 301,406,000 |
| Noninterest-bearing deposits | 76,522,000 | 81,769,000 | 75,799,000 | 95,122,000 |
| Equity capital | 43,068,000 | 44,312,000 | 45,917,000 | 45,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,759,000 | 7,594,000 | 11,482,000 | 15,196,000 |
| Interest expense | 587,000 | 1,181,000 | 1,792,000 | 2,387,000 |
| Net interest income | 3,172,000 | 6,413,000 | 9,690,000 | 12,809,000 |
| Noninterest income | 500,000 | 999,000 | 1,513,000 | 2,014,000 |
| Noninterest expense | 2,832,000 | 5,771,000 | 8,698,000 | 11,625,000 |
| Provision for loan losses | 75,000 | 150,000 | 180,000 | 180,000 |
| Pretax income | 765,000 | 1,606,000 | 2,777,000 | 3,624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 765,000 | 1,606,000 | 2,777,000 | 3,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,001,000 | 35,457,000 | 36,259,000 | 36,664,000 |
| Total capital | 37,706,000 | 38,243,000 | 39,021,000 | 39,477,000 |
| Risk-weighted assets | 214,864,000 | 221,312,000 | 220,108,000 | 224,338,000 |