Call reports 2011
UNION STATE BANK — 2011
What UNION STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 385,096,000 | 388,800,000 | 408,482,000 | 424,124,000 |
| Total loans | 157,467,000 | 154,667,000 | 153,758,000 | 155,336,000 |
| Allowance for loan losses | 3,342,000 | 3,451,000 | 3,415,000 | 3,439,000 |
| Securities available for sale | 153,332,000 | 198,364,000 | 220,913,000 | 215,335,000 |
| Securities held to maturity | 215,000 | 215,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,650,000 | 336,914,000 | 345,883,000 | 368,122,000 |
| Interest-bearing deposits | 270,813,000 | 271,113,000 | 269,970,000 | 291,063,000 |
| Noninterest-bearing deposits | 65,837,000 | 65,801,000 | 75,913,000 | 77,059,000 |
| Equity capital | 34,745,000 | 37,996,000 | 42,494,000 | 42,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,816,000 | 7,394,000 | 11,100,000 | 14,902,000 |
| Interest expense | 636,000 | 1,257,000 | 1,868,000 | 2,455,000 |
| Net interest income | 3,180,000 | 6,137,000 | 9,232,000 | 12,447,000 |
| Noninterest income | 490,000 | 954,000 | 1,435,000 | 1,915,000 |
| Noninterest expense | 2,823,000 | 5,631,000 | 8,345,000 | 11,114,000 |
| Provision for loan losses | 150,000 | 275,000 | 425,000 | 575,000 |
| Pretax income | 741,000 | 1,120,000 | 1,842,000 | 2,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 741,000 | 1,120,000 | 1,842,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,702,000 | 33,856,000 | 34,327,000 | 34,628,000 |
| Total capital | 36,312,000 | 36,441,000 | 36,959,000 | 37,333,000 |
| Risk-weighted assets | 207,278,000 | 205,163,000 | 209,056,000 | 214,945,000 |