Call reports 2010
UNION STATE BANK — 2010
What UNION STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 383,405,000 | 391,361,000 | 371,557,000 | 374,274,000 |
| Total loans | 160,776,000 | 162,913,000 | 163,774,000 | 165,222,000 |
| Allowance for loan losses | 2,780,000 | 2,897,000 | 3,053,000 | 3,207,000 |
| Securities available for sale | 176,704,000 | 190,458,000 | 177,410,000 | 182,017,000 |
| Securities held to maturity | 440,000 | 440,000 | 215,000 | 215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,287,000 | 338,920,000 | 315,469,000 | 325,523,000 |
| Interest-bearing deposits | 270,549,000 | 269,185,000 | 246,585,000 | 261,743,000 |
| Noninterest-bearing deposits | 61,738,000 | 69,735,000 | 68,884,000 | 63,780,000 |
| Equity capital | 33,870,000 | 36,935,000 | 39,593,000 | 33,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,969,000 | 8,067,000 | 12,332,000 | 16,274,000 |
| Interest expense | 847,000 | 1,667,000 | 2,391,000 | 3,053,000 |
| Net interest income | 3,122,000 | 6,400,000 | 9,941,000 | 13,221,000 |
| Noninterest income | 506,000 | 1,008,000 | 1,536,000 | 2,058,000 |
| Noninterest expense | 2,606,000 | 5,295,000 | 8,103,000 | 11,045,000 |
| Provision for loan losses | 306,000 | 436,000 | 606,000 | 816,000 |
| Pretax income | 769,000 | 2,028,000 | 3,333,000 | 3,963,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 769,000 | 2,028,000 | 3,333,000 | 3,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,759,000 | 32,397,000 | 33,166,000 | 33,324,000 |
| Total capital | 34,354,000 | 35,051,000 | 35,765,000 | 35,962,000 |
| Risk-weighted assets | 207,443,000 | 211,323,000 | 207,490,000 | 210,472,000 |