Call reports 2009
UNION STATE BANK — 2009
What UNION STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 284,991,000 | 317,806,000 | 338,949,000 | 373,034,000 |
| Total loans | 155,836,000 | 160,381,000 | 160,015,000 | 161,296,000 |
| Allowance for loan losses | 1,960,000 | 2,175,000 | 2,283,000 | 2,330,000 |
| Securities available for sale | 99,464,000 | 122,736,000 | 134,122,000 | 162,249,000 |
| Securities held to maturity | 590,000 | 590,000 | 440,000 | 440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,952,000 | 274,043,000 | 288,912,000 | 323,660,000 |
| Interest-bearing deposits | 178,359,000 | 208,187,000 | 221,765,000 | 259,496,000 |
| Noninterest-bearing deposits | 63,592,000 | 65,856,000 | 67,147,000 | 64,164,000 |
| Equity capital | 29,096,000 | 29,197,000 | 33,267,000 | 32,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,563,000 | 7,392,000 | 11,226,000 | 15,205,000 |
| Interest expense | 805,000 | 1,616,000 | 2,447,000 | 3,311,000 |
| Net interest income | 2,758,000 | 5,776,000 | 8,779,000 | 11,894,000 |
| Noninterest income | 487,000 | 1,017,000 | 1,576,000 | 2,112,000 |
| Noninterest expense | 2,434,000 | 5,019,000 | 7,637,000 | 10,207,000 |
| Provision for loan losses | 95,000 | 365,000 | 570,000 | 870,000 |
| Pretax income | 716,000 | 1,464,000 | 2,203,000 | 3,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 716,000 | 1,464,000 | 2,203,000 | 3,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,475,000 | 27,834,000 | 31,027,000 | 31,385,000 |
| Total capital | 29,435,000 | 30,009,000 | 33,310,000 | 33,715,000 |
| Risk-weighted assets | 182,452,000 | 192,480,000 | 197,096,000 | 206,078,000 |