Call reports 2006
UNION STATE BANK — 2006
What UNION STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 280,822,000 | 284,660,000 | 284,745,000 | 289,631,000 |
| Total loans | 127,312,000 | 134,756,000 | 137,225,000 | 132,320,000 |
| Allowance for loan losses | 2,281,000 | 2,207,000 | 2,325,000 | 2,312,000 |
| Securities available for sale | 122,940,000 | 119,084,000 | 121,803,000 | 121,016,000 |
| Securities held to maturity | 890,000 | 890,000 | 815,000 | 815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,921,000 | 248,144,000 | 248,973,000 | 252,743,000 |
| Interest-bearing deposits | 183,199,000 | 172,578,000 | 172,008,000 | 178,602,000 |
| Noninterest-bearing deposits | 71,722,000 | 75,566,000 | 76,965,000 | 74,141,000 |
| Equity capital | 19,383,000 | 18,183,000 | 21,500,000 | 22,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,951,000 | 8,064,000 | 12,362,000 | 16,718,000 |
| Interest expense | 1,522,000 | 3,106,000 | 4,838,000 | 6,699,000 |
| Net interest income | 2,429,000 | 4,958,000 | 7,524,000 | 10,019,000 |
| Noninterest income | 458,000 | 919,000 | 1,388,000 | 1,900,000 |
| Noninterest expense | 2,133,000 | 4,269,000 | 6,458,000 | 8,754,000 |
| Provision for loan losses | 100,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 654,000 | 1,308,000 | 2,004,000 | 2,524,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 654,000 | 1,308,000 | 2,004,000 | 2,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,478,000 | 24,551,000 | 24,959,000 | 25,271,000 |
| Total capital | 26,509,000 | 26,661,000 | 27,008,000 | 27,356,000 |
| Risk-weighted assets | 162,246,000 | 168,732,000 | 169,319,000 | 166,571,000 |