Call reports 2003
UNION STATE BANK — 2003
What UNION STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 240,805,000 | 243,014,000 | 247,246,000 | 253,806,000 |
| Total loans | 140,821,000 | 144,426,000 | 144,775,000 | 141,548,000 |
| Allowance for loan losses | 1,830,000 | 2,520,000 | 2,513,000 | 3,003,000 |
| Securities available for sale | 70,705,000 | 74,068,000 | 67,389,000 | 83,192,000 |
| Securities held to maturity | 915,000 | 915,000 | 815,000 | 815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,513,000 | 221,601,000 | 223,712,000 | 223,427,000 |
| Interest-bearing deposits | 160,722,000 | 156,042,000 | 158,276,000 | 164,038,000 |
| Noninterest-bearing deposits | 59,791,000 | 65,559,000 | 65,436,000 | 59,389,000 |
| Equity capital | 18,337,000 | 18,884,000 | 19,097,000 | 19,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,010,000 | 6,123,000 | 9,105,000 | 12,089,000 |
| Interest expense | 809,000 | 1,596,000 | 2,292,000 | 2,978,000 |
| Net interest income | 2,201,000 | 4,527,000 | 6,813,000 | 9,111,000 |
| Noninterest income | 707,000 | 1,447,000 | 2,141,000 | 2,941,000 |
| Noninterest expense | 2,231,000 | 4,155,000 | 6,212,000 | 7,852,000 |
| Provision for loan losses | 150,000 | 861,000 | 2,211,000 | 3,257,000 |
| Pretax income | 936,000 | 1,435,000 | 1,132,000 | 1,563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 936,000 | 1,435,000 | 1,132,000 | 1,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,697,000 | 17,807,000 | 19,480,000 | 19,856,000 |
| Total capital | 19,527,000 | 19,807,000 | 21,507,000 | 21,941,000 |
| Risk-weighted assets | 155,496,000 | 159,440,000 | 161,667,000 | 165,867,000 |