Call reports 2002
UNION STATE BANK — 2002
What UNION STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 218,992,000 | 211,894,000 | 224,743,000 | 230,330,000 |
| Total loans | 123,131,000 | 122,930,000 | 130,343,000 | 136,577,000 |
| Allowance for loan losses | 1,755,000 | 1,866,000 | 1,837,000 | 1,777,000 |
| Securities available for sale | 64,590,000 | 60,339,000 | 69,094,000 | 66,404,000 |
| Securities held to maturity | 1,010,000 | 1,010,000 | 915,000 | 915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,415,000 | 193,768,000 | 205,591,000 | 204,502,000 |
| Interest-bearing deposits | 152,482,000 | 142,355,000 | 149,983,000 | 150,675,000 |
| Noninterest-bearing deposits | 49,933,000 | 51,413,000 | 55,608,000 | 53,827,000 |
| Equity capital | 14,832,000 | 16,678,000 | 17,581,000 | 18,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,312,000 | 6,544,000 | 9,777,000 | 12,946,000 |
| Interest expense | 1,109,000 | 2,135,000 | 3,093,000 | 3,923,000 |
| Net interest income | 2,203,000 | 4,409,000 | 6,684,000 | 9,023,000 |
| Noninterest income | 576,000 | 1,236,000 | 1,828,000 | 2,634,000 |
| Noninterest expense | 1,777,000 | 3,585,000 | 5,289,000 | 7,263,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 902,000 | 1,923,000 | 3,092,000 | 4,295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 902,000 | 1,923,000 | 3,092,000 | 4,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,891,000 | 16,138,000 | 16,647,000 | 17,294,000 |
| Total capital | 17,646,000 | 17,875,000 | 18,484,000 | 19,071,000 |
| Risk-weighted assets | 142,327,000 | 139,117,000 | 147,656,000 | 150,123,000 |