Call reports 2001
UNION STATE BANK — 2001
What UNION STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 208,164,000 | 213,750,000 | 214,498,000 | 211,313,000 |
| Total loans | 115,372,000 | 121,101,000 | 121,122,000 | 123,111,000 |
| Allowance for loan losses | 1,460,000 | 1,550,000 | 1,690,000 | 1,668,000 |
| Securities available for sale | 60,609,000 | 63,801,000 | 56,317,000 | 63,399,000 |
| Securities held to maturity | 1,100,000 | 1,100,000 | 1,010,000 | 1,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,269,000 | 197,166,000 | 196,564,000 | 194,477,000 |
| Interest-bearing deposits | 145,249,000 | 147,357,000 | 146,697,000 | 147,686,000 |
| Noninterest-bearing deposits | 47,020,000 | 49,809,000 | 49,867,000 | 46,791,000 |
| Equity capital | 14,492,000 | 14,684,000 | 15,526,000 | 14,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,866,000 | 7,810,000 | 11,608,000 | 15,191,000 |
| Interest expense | 1,838,000 | 3,616,000 | 5,146,000 | 6,413,000 |
| Net interest income | 2,028,000 | 4,194,000 | 6,462,000 | 8,778,000 |
| Noninterest income | 616,000 | 1,232,000 | 1,993,000 | 2,437,000 |
| Noninterest expense | 1,616,000 | 3,198,000 | 4,962,000 | 6,629,000 |
| Provision for loan losses | 127,000 | 277,000 | 427,000 | 577,000 |
| Pretax income | 914,000 | 1,980,000 | 3,163,000 | 4,186,000 |
| Income tax | 21,000 | 42,000 | 63,000 | 89,000 |
| Net income | 893,000 | 1,938,000 | 3,100,000 | 4,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,742,000 | 13,991,000 | 14,611,000 | 15,494,000 |
| Total capital | 15,202,000 | 15,541,000 | 16,301,000 | 17,162,000 |
| Risk-weighted assets | 134,099,000 | 139,760,000 | 139,703,000 | 139,695,000 |