Call reports 2024
LIBERTY TRUST & SAVINGS BANK — 2024
What LIBERTY TRUST & SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 162,112,000 | 174,904,000 | 175,713,000 | 175,720,000 |
| Total loans | 98,517,000 | 99,522,000 | 102,389,000 | 105,061,000 |
| Allowance for loan losses | 1,428,000 | 1,427,000 | 1,427,000 | 1,427,000 |
| Securities available for sale | 49,197,000 | 47,640,000 | 49,037,000 | 47,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,566,000 | 143,143,000 | 142,737,000 | 143,477,000 |
| Interest-bearing deposits | 97,609,000 | 109,502,000 | 110,754,000 | 111,924,000 |
| Noninterest-bearing deposits | 32,957,000 | 33,641,000 | 31,983,000 | 31,553,000 |
| Equity capital | 30,993,000 | 31,099,000 | 32,216,000 | 31,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,384,000 | 5,257,000 | 7,161,000 |
| Interest expense | 395,000 | 925,000 | 1,542,000 | 2,131,000 |
| Net interest income | 1,233,000 | 2,459,000 | 3,715,000 | 5,030,000 |
| Noninterest income | 112,000 | 187,000 | 278,000 | 374,000 |
| Noninterest expense | 833,000 | 1,612,000 | 2,475,000 | 3,395,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 460,000 | 960,000 | 1,453,000 | 1,956,000 |
| Income tax | 70,000 | 155,000 | 232,000 | 307,000 |
| Net income | 390,000 | 805,000 | 1,221,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,487,000 | 35,900,000 | 35,944,000 | 36,371,000 |