Call reports 2023
LIBERTY TRUST & SAVINGS BANK — 2023
What LIBERTY TRUST & SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 170,340,000 | 166,788,000 | 159,238,000 | 165,175,000 |
| Total loans | 81,352,000 | 86,580,000 | 89,064,000 | 92,835,000 |
| Allowance for loan losses | 1,427,000 | 1,427,000 | 1,427,000 | 1,427,000 |
| Securities available for sale | 63,169,000 | 59,799,000 | 56,881,000 | 55,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,794,000 | 136,502,000 | 130,254,000 | 133,426,000 |
| Interest-bearing deposits | 104,086,000 | 102,846,000 | 98,220,000 | 98,518,000 |
| Noninterest-bearing deposits | 35,708,000 | 33,656,000 | 32,034,000 | 34,908,000 |
| Equity capital | 30,087,000 | 29,871,000 | 28,527,000 | 31,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,451,000 | 2,997,000 | 4,510,000 | 6,070,000 |
| Interest expense | 206,000 | 467,000 | 750,000 | 1,129,000 |
| Net interest income | 1,245,000 | 2,530,000 | 3,760,000 | 4,941,000 |
| Noninterest income | 86,000 | 169,000 | 248,000 | 357,000 |
| Noninterest expense | 738,000 | 1,490,000 | 2,276,000 | 3,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 615,000 | 1,245,000 | 1,779,000 | 2,232,000 |
| Income tax | 106,000 | 222,000 | 308,000 | 365,000 |
| Net income | 509,000 | 1,023,000 | 1,471,000 | 1,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,486,000 | 35,001,000 | 35,075,000 | 35,470,000 |