Call reports 2022
LIBERTY TRUST & SAVINGS BANK — 2022
What LIBERTY TRUST & SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 178,414,000 | 178,868,000 | 174,388,000 | 170,719,000 |
| Total loans | 81,448,000 | 79,942,000 | 79,175,000 | 85,375,000 |
| Allowance for loan losses | 1,427,000 | 1,427,000 | 1,427,000 | 1,427,000 |
| Securities available for sale | 67,195,000 | 62,882,000 | 60,829,000 | 62,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,561,000 | 149,637,000 | 146,547,000 | 141,046,000 |
| Interest-bearing deposits | 111,511,000 | 115,525,000 | 114,749,000 | 106,284,000 |
| Noninterest-bearing deposits | 36,050,000 | 34,112,000 | 31,798,000 | 34,762,000 |
| Equity capital | 30,474,000 | 28,847,000 | 27,432,000 | 29,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,421,000 | 3,748,000 | 5,150,000 |
| Interest expense | 94,000 | 188,000 | 323,000 | 494,000 |
| Net interest income | 1,084,000 | 2,233,000 | 3,425,000 | 4,656,000 |
| Noninterest income | 374,000 | 485,000 | 569,000 | 821,000 |
| Noninterest expense | 738,000 | 1,456,000 | 2,247,000 | 3,050,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 704,000 | 1,230,000 | 1,717,000 | 2,410,000 |
| Income tax | 137,000 | 231,000 | 314,000 | 480,000 |
| Net income | 567,000 | 999,000 | 1,403,000 | 1,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,209,000 | 33,641,000 | 33,823,000 | 34,351,000 |