Call reports 2021
LIBERTY TRUST & SAVINGS BANK — 2021
What LIBERTY TRUST & SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 173,159,000 | 174,337,000 | 171,304,000 | 174,615,000 |
| Total loans | 82,035,000 | 81,789,000 | 78,005,000 | 82,869,000 |
| Allowance for loan losses | 1,426,000 | 1,426,000 | 1,426,000 | 1,426,000 |
| Securities available for sale | 71,801,000 | 72,585,000 | 73,519,000 | 67,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,553,000 | 140,003,000 | 137,165,000 | 140,591,000 |
| Interest-bearing deposits | 107,078,000 | 108,030,000 | 107,214,000 | 110,113,000 |
| Noninterest-bearing deposits | 32,475,000 | 31,973,000 | 29,951,000 | 30,478,000 |
| Equity capital | 32,875,000 | 33,584,000 | 33,369,000 | 33,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,545,000 | 3,052,000 | 4,290,000 | 5,497,000 |
| Interest expense | 119,000 | 229,000 | 333,000 | 436,000 |
| Net interest income | 1,426,000 | 2,823,000 | 3,957,000 | 5,061,000 |
| Noninterest income | 97,000 | 183,000 | 266,000 | 380,000 |
| Noninterest expense | 790,000 | 1,536,000 | 2,296,000 | 3,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 765,000 | 1,500,000 | 1,970,000 | 2,316,000 |
| Income tax | 143,000 | 288,000 | 363,000 | 408,000 |
| Net income | 622,000 | 1,212,000 | 1,607,000 | 1,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,094,000 | 32,686,000 | 32,562,000 | 32,863,000 |