Call reports 2018
LIBERTY TRUST & SAVINGS BANK — 2018
What LIBERTY TRUST & SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,081,000 | 150,760,000 | 147,443,000 | 151,735,000 |
| Total loans | 82,767,000 | 87,897,000 | 83,190,000 | 82,076,000 |
| Allowance for loan losses | 1,445,000 | 1,446,000 | 1,446,000 | 1,443,000 |
| Securities available for sale | 57,456,000 | 53,125,000 | 52,785,000 | 52,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,802,000 | 112,591,000 | 109,729,000 | 114,910,000 |
| Interest-bearing deposits | 91,493,000 | 90,812,000 | 89,403,000 | 92,704,000 |
| Noninterest-bearing deposits | 21,309,000 | 21,779,000 | 20,326,000 | 22,206,000 |
| Equity capital | 28,353,000 | 28,671,000 | 28,686,000 | 29,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,776,000 | 4,187,000 | 5,575,000 |
| Interest expense | 178,000 | 398,000 | 573,000 | 803,000 |
| Net interest income | 1,197,000 | 2,378,000 | 3,614,000 | 4,772,000 |
| Noninterest income | 111,000 | 213,000 | 325,000 | 386,000 |
| Noninterest expense | 732,000 | 1,452,000 | 2,175,000 | 3,006,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 576,000 | 1,139,000 | 1,764,000 | 2,153,000 |
| Income tax | 109,000 | 216,000 | 342,000 | 413,000 |
| Net income | 467,000 | 923,000 | 1,422,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,817,000 | 29,272,000 | 29,550,000 | 29,868,000 |
| Total capital | 30,020,000 | 30,524,000 | 30,744,000 | 31,034,000 |
| Risk-weighted assets | 95,977,000 | 99,980,000 | 95,290,000 | 93,033,000 |