Call reports 2017
LIBERTY TRUST & SAVINGS BANK — 2017
What LIBERTY TRUST & SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 148,303,000 | 154,334,000 | 154,264,000 | 152,680,000 |
| Total loans | 73,668,000 | 79,905,000 | 81,822,000 | 83,722,000 |
| Allowance for loan losses | 1,311,000 | 1,337,000 | 1,467,000 | 1,445,000 |
| Securities available for sale | 63,736,000 | 63,808,000 | 63,346,000 | 59,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,703,000 | 113,483,000 | 109,888,000 | 111,169,000 |
| Interest-bearing deposits | 91,767,000 | 92,535,000 | 89,949,000 | 90,314,000 |
| Noninterest-bearing deposits | 22,936,000 | 20,948,000 | 19,939,000 | 20,855,000 |
| Equity capital | 27,781,000 | 28,681,000 | 28,777,000 | 28,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,651,000 | 4,044,000 | 5,460,000 |
| Interest expense | 118,000 | 247,000 | 401,000 | 577,000 |
| Net interest income | 1,187,000 | 2,404,000 | 3,643,000 | 4,883,000 |
| Noninterest income | 115,000 | 234,000 | 360,000 | 462,000 |
| Noninterest expense | 668,000 | 1,352,000 | 2,074,000 | 2,897,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 634,000 | 1,286,000 | 1,929,000 | 2,448,000 |
| Income tax | 174,000 | 350,000 | 528,000 | 694,000 |
| Net income | 460,000 | 936,000 | 1,401,000 | 1,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,469,000 | 27,945,000 | 28,217,000 | 28,570,000 |
| Total capital | 28,558,000 | 29,121,000 | 29,413,000 | 29,787,000 |
| Risk-weighted assets | 86,870,000 | 93,911,000 | 95,395,000 | 97,161,000 |