Call reports 2001
LIBERTY TRUST & SAVINGS BANK — 2001
What LIBERTY TRUST & SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,951,000 | 69,798,000 | 70,750,000 | 73,530,000 |
| Total loans | 42,947,000 | 42,477,000 | 43,452,000 | 41,308,000 |
| Allowance for loan losses | 611,000 | 611,000 | 612,000 | 612,000 |
| Securities available for sale | 23,886,000 | 22,535,000 | 21,941,000 | 22,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,720,000 | 58,980,000 | 58,431,000 | 62,365,000 |
| Interest-bearing deposits | 53,344,000 | 51,619,000 | 52,118,000 | 54,895,000 |
| Noninterest-bearing deposits | 6,376,000 | 7,361,000 | 6,313,000 | 7,470,000 |
| Equity capital | 9,165,000 | 9,044,000 | 9,454,000 | 9,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,514,000 | 3,729,000 | 4,947,000 |
| Interest expense | 670,000 | 1,306,000 | 1,897,000 | 2,441,000 |
| Net interest income | 597,000 | 1,208,000 | 1,832,000 | 2,506,000 |
| Noninterest income | 76,000 | 175,000 | 255,000 | 389,000 |
| Noninterest expense | 346,000 | 694,000 | 1,065,000 | 1,584,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 694,000 | 1,027,000 | 1,316,000 |
| Income tax | 51,000 | 176,000 | 262,000 | 330,000 |
| Net income | 281,000 | 518,000 | 765,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,741,000 | 8,655,000 | 8,902,000 | 9,123,000 |
| Total capital | 9,284,000 | 9,191,000 | 9,450,000 | 9,666,000 |
| Risk-weighted assets | 43,341,000 | 42,842,000 | 43,834,000 | 43,341,000 |