Call reports 2010

CITIZENS BANK OF COCHRAN, THE — 2010

Name: CITIZENS BANK OF COCHRAN, THE — FFIEC call report 2010
Creator: CITIZENS BANK OF COCHRAN, THE

What CITIZENS BANK OF COCHRAN, THE reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b6da6afa-0e5e-4a45-b01c-2a89aa3f7687/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	69,300,000	66,610,000	64,751,000	64,497,000
Total loans	51,565,000	51,996,000	52,149,000	45,387,000
Allowance for loan losses	1,728,000	2,019,000	2,383,000	1,808,000
Securities available for sale	12,142,000	11,888,000	10,478,000	9,943,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	58,453,000	55,815,000	54,312,000	55,377,000
Interest-bearing deposits	52,694,000	50,712,000	49,548,000	48,555,000
Noninterest-bearing deposits	5,759,000	5,103,000	4,764,000	6,822,000
Equity capital	10,335,000	10,174,000	9,987,000	8,738,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	892,000	1,691,000	2,567,000	3,348,000
Interest expense	278,000	552,000	813,000	1,072,000
Net interest income	614,000	1,139,000	1,754,000	2,276,000
Noninterest income	80,000	178,000	250,000	354,000
Noninterest expense	593,000	1,203,000	1,761,000	2,360,000
Provision for loan losses	60,000	365,000	740,000	2,212,000
Pretax income	41,000	-251,000	-353,000	-1,798,000
Income tax	-2,000	-118,000	-164,000	-713,000
Net income	43,000	-133,000	-189,000	-1,085,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	10,238,000	10,061,000	9,867,000	8,829,000
Total capital	10,910,000	10,726,000	10,533,000	9,454,000
Risk-weighted assets	52,688,000	51,808,000	51,529,000	48,794,000