Call reports 2003

CITIZENS BANK OF COCHRAN, THE — 2003

Name: CITIZENS BANK OF COCHRAN, THE — FFIEC call report 2003
Creator: CITIZENS BANK OF COCHRAN, THE

What CITIZENS BANK OF COCHRAN, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b6da6afa-0e5e-4a45-b01c-2a89aa3f7687/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	74,911,000	74,785,000	73,118,000	83,900,000
Total loans	59,843,000	60,340,000	57,727,000	56,659,000
Allowance for loan losses	882,000	810,000	2,622,000	2,736,000
Securities available for sale	7,725,000	8,646,000	7,658,000	7,643,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	68,059,000	67,426,000	64,372,000	63,400,000
Interest-bearing deposits	61,957,000	61,553,000	58,481,000	57,353,000
Noninterest-bearing deposits	6,102,000	5,873,000	5,891,000	6,047,000
Equity capital	6,392,000	6,703,000	8,234,000	15,981,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,399,000	2,800,000	4,115,000	5,389,000
Interest expense	396,000	782,000	1,130,000	1,431,000
Net interest income	1,003,000	2,018,000	2,985,000	3,958,000
Noninterest income	128,000	227,000	331,000	401,000
Noninterest expense	409,000	856,000	1,333,000	2,772,000
Provision for loan losses	150,000	475,000	4,015,000	4,165,000
Pretax income	572,000	913,000	-2,033,000	-2,579,000
Income tax	191,000	311,000	-810,000	-1,026,000
Net income	381,000	602,000	-1,223,000	-1,553,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	6,260,000	6,579,000	8,246,000	9,057,000
Total capital	6,896,000	7,231,000	8,892,000	9,710,000
Risk-weighted assets	50,557,000	52,191,000	49,728,000	50,143,000