Call reports 2013
ACACIA FEDERAL SAVINGS BANK — 2013
What ACACIA FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 745,162,000 | 631,466,000 | 585,656,000 |
| Total loans | 480,260,000 | 446,933,000 | 406,810,000 |
| Allowance for loan losses | 6,714,000 | 5,520,000 | 4,862,000 |
| Securities available for sale | 31,668,000 | 28,428,000 | 20,723,000 |
| Securities held to maturity | 2,098,000 | 1,946,000 | 1,779,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 609,188,000 | 496,612,000 | 456,926,000 |
| Interest-bearing deposits | 579,980,000 | 475,489,000 | 439,148,000 |
| Noninterest-bearing deposits | 29,208,000 | 21,123,000 | 17,778,000 |
| Equity capital | 120,663,000 | 121,202,000 | 122,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 5,645,000 | 10,819,000 | 15,390,000 |
| Interest expense | 2,596,000 | 4,701,000 | 6,421,000 |
| Net interest income | 3,049,000 | 6,118,000 | 8,969,000 |
| Noninterest income | 1,126,000 | 2,102,000 | 4,456,000 |
| Noninterest expense | 4,086,000 | 7,862,000 | 11,368,000 |
| Provision for loan losses | -1,492,000 | -2,392,000 | -2,892,000 |
| Pretax income | 1,566,000 | 2,750,000 | 4,949,000 |
| Income tax | 602,000 | 1,057,000 | 1,767,000 |
| Net income | 964,000 | 1,693,000 | 3,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 113,001,000 | 113,730,000 | 119,055,000 |
| Total capital | 117,012,000 | 117,408,000 | 122,353,000 |
| Risk-weighted assets | 325,827,000 | 300,314,000 | 271,503,000 |