Call reports 2012
ACACIA FEDERAL SAVINGS BANK — 2012
What ACACIA FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,019,899,000 | 957,659,000 | 911,075,000 | 785,176,000 |
| Total loans | 862,123,000 | 860,047,000 | 823,417,000 | 503,359,000 |
| Allowance for loan losses | 12,502,000 | 11,599,000 | 12,110,000 | 8,006,000 |
| Securities available for sale | 58,688,000 | 55,673,000 | 37,956,000 | 34,583,000 |
| Securities held to maturity | 2,776,000 | 2,622,000 | 2,489,000 | 2,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,041,000 | 658,928,000 | 669,797,000 | 654,748,000 |
| Interest-bearing deposits | 643,955,000 | 624,467,000 | 642,986,000 | 628,380,000 |
| Noninterest-bearing deposits | 34,086,000 | 34,461,000 | 26,811,000 | 26,368,000 |
| Equity capital | 124,812,000 | 114,950,000 | 116,857,000 | 119,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,060,000 | 19,993,000 | 29,295,000 | 37,833,000 |
| Interest expense | 5,721,000 | 10,972,000 | 15,190,000 | 18,974,000 |
| Net interest income | 4,339,000 | 9,021,000 | 14,105,000 | 18,859,000 |
| Noninterest income | 1,154,000 | 2,621,000 | 5,403,000 | 527,000 |
| Noninterest expense | 4,097,000 | 8,632,000 | 12,864,000 | 23,294,000 |
| Provision for loan losses | 3,300,000 | 4,725,000 | 5,525,000 | 1,981,000 |
| Pretax income | -1,918,000 | -1,729,000 | 1,051,000 | -5,957,000 |
| Income tax | -737,000 | -707,000 | 404,000 | -2,273,000 |
| Net income | -1,181,000 | -1,022,000 | 647,000 | -3,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,739,000 | 110,899,000 | 112,567,000 | 115,451,000 |
| Total capital | 127,528,000 | 117,779,000 | 119,196,000 | 119,779,000 |
| Risk-weighted assets | 565,910,000 | 574,993,000 | 539,567,000 | 346,262,000 |