Call reports 2025
MOODY NATIONAL BANK — 2025
What MOODY NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,637,846,000 | 1,632,489,000 | 1,612,459,000 | 1,567,423,000 |
| Total loans | 1,185,102,000 | 1,178,895,000 | 1,146,689,000 | 1,088,870,000 |
| Allowance for loan losses | 17,409,000 | 17,465,000 | 17,465,000 | 17,449,000 |
| Securities available for sale | 356,153,000 | 343,438,000 | 336,370,000 | 330,196,000 |
| Securities held to maturity | 550,000 | 550,000 | 550,000 | 550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,423,879,000 | 1,411,215,000 | 1,396,327,000 | 1,345,934,000 |
| Interest-bearing deposits | 937,181,000 | 879,279,000 | 930,481,000 | 869,119,000 |
| Noninterest-bearing deposits | 486,698,000 | 531,936,000 | 465,846,000 | 476,815,000 |
| Equity capital | 186,577,000 | 190,899,000 | 207,681,000 | 214,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,811,000 | 42,129,000 | 63,356,000 | 84,529,000 |
| Interest expense | 9,505,000 | 19,034,000 | 28,608,000 | 37,449,000 |
| Net interest income | 11,306,000 | 23,095,000 | 34,748,000 | 47,080,000 |
| Noninterest income | 3,060,000 | 6,863,000 | 15,596,000 | 17,529,000 |
| Noninterest expense | 9,680,000 | 20,346,000 | 30,984,000 | 40,587,000 |
| Provision for loan losses | 50,000 | 125,000 | 125,000 | 467,000 |
| Pretax income | 4,274,000 | 8,897,000 | 17,387,000 | 21,225,000 |
| Income tax | 769,000 | 816,000 | 1,559,000 | 1,465,000 |
| Net income | 3,505,000 | 8,081,000 | 15,828,000 | 19,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,164,000 | 227,752,000 | 235,511,000 | 239,455,000 |