Call reports 2024
MOODY NATIONAL BANK — 2024
What MOODY NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,680,002,000 | 1,678,250,000 | 1,745,527,000 | 1,672,692,000 |
| Total loans | 1,173,585,000 | 1,192,791,000 | 1,190,308,000 | 1,216,097,000 |
| Allowance for loan losses | 16,413,000 | 16,935,000 | 17,052,000 | 17,390,000 |
| Securities available for sale | 416,800,000 | 397,176,000 | 399,735,000 | 365,598,000 |
| Securities held to maturity | 4,942,000 | 4,936,000 | 2,490,000 | 2,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,426,749,000 | 1,398,633,000 | 1,490,165,000 | 1,443,373,000 |
| Interest-bearing deposits | 911,622,000 | 892,794,000 | 912,355,000 | 897,268,000 |
| Noninterest-bearing deposits | 515,127,000 | 505,839,000 | 577,810,000 | 546,105,000 |
| Equity capital | 199,697,000 | 202,367,000 | 213,965,000 | 179,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 20,608,000 | 42,385,000 | 64,067,000 | 85,690,000 |
| Interest expense | 10,610,000 | 21,613,000 | 33,114,000 | 43,163,000 |
| Net interest income | 9,998,000 | 20,772,000 | 30,953,000 | 42,527,000 |
| Noninterest income | 4,320,000 | 7,928,000 | 11,292,000 | 13,922,000 |
| Noninterest expense | 9,954,000 | 20,271,000 | 31,034,000 | 75,889,000 |
| Provision for loan losses | 0 | 510,000 | 585,000 | 835,000 |
| Pretax income | 3,755,000 | 7,270,000 | 9,726,000 | -22,217,000 |
| Income tax | 839,000 | 1,627,000 | 2,143,000 | -2,667,000 |
| Net income | 2,916,000 | 5,643,000 | 7,583,000 | -19,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,077,000 | 244,816,000 | 246,767,000 | 219,647,000 |