Call reports 2023
MOODY NATIONAL BANK — 2023
What MOODY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,746,059,000 | 1,691,594,000 | 1,685,602,000 | 1,700,157,000 |
| Total loans | 1,097,255,000 | 1,127,160,000 | 1,156,189,000 | 1,160,448,000 |
| Allowance for loan losses | 15,407,000 | 16,457,000 | 16,449,000 | 16,517,000 |
| Securities available for sale | 475,642,000 | 463,245,000 | 439,432,000 | 439,354,000 |
| Securities held to maturity | 7,170,000 | 7,158,000 | 5,519,000 | 5,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,465,732,000 | 1,444,490,000 | 1,431,089,000 | 1,460,477,000 |
| Interest-bearing deposits | 829,651,000 | 874,900,000 | 889,751,000 | 926,585,000 |
| Noninterest-bearing deposits | 636,081,000 | 569,590,000 | 541,338,000 | 533,892,000 |
| Equity capital | 181,859,000 | 185,121,000 | 181,080,000 | 198,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,934,000 | 37,311,000 | 57,554,000 | 78,066,000 |
| Interest expense | 6,313,000 | 15,328,000 | 24,471,000 | 36,428,000 |
| Net interest income | 11,621,000 | 21,983,000 | 33,083,000 | 41,638,000 |
| Noninterest income | 4,870,000 | 10,691,000 | 14,644,000 | 18,954,000 |
| Noninterest expense | 9,902,000 | 19,275,000 | 29,105,000 | 38,809,000 |
| Provision for loan losses | 0 | 1,043,000 | 1,043,000 | 1,070,000 |
| Pretax income | 6,589,000 | 12,356,000 | 17,579,000 | 20,282,000 |
| Income tax | 1,252,000 | 2,348,000 | 3,406,000 | 3,974,000 |
| Net income | 5,337,000 | 10,008,000 | 14,173,000 | 16,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,143,000 | 232,826,000 | 237,003,000 | 239,149,000 |