Call reports 2022
MOODY NATIONAL BANK — 2022
What MOODY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,754,090,000 | 1,622,747,000 | 1,656,711,000 | 1,605,411,000 |
| Total loans | 855,746,000 | 925,622,000 | 1,013,215,000 | 1,043,797,000 |
| Allowance for loan losses | 13,598,000 | 13,614,000 | 14,766,000 | 14,769,000 |
| Securities available for sale | 580,603,000 | 525,099,000 | 506,731,000 | 483,959,000 |
| Securities held to maturity | 9,877,000 | 9,854,000 | 8,343,000 | 8,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,558,356,000 | 1,453,377,000 | 1,352,759,000 | 1,424,087,000 |
| Interest-bearing deposits | 610,172,000 | 561,609,000 | 618,095,000 | 792,346,000 |
| Noninterest-bearing deposits | 948,184,000 | 891,768,000 | 734,664,000 | 631,741,000 |
| Equity capital | 187,792,000 | 164,437,000 | 163,524,000 | 178,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,344,000 | 25,827,000 | 42,563,000 | 58,766,000 |
| Interest expense | 485,000 | 1,104,000 | 2,467,000 | 6,577,000 |
| Net interest income | 11,859,000 | 24,723,000 | 40,096,000 | 52,189,000 |
| Noninterest income | 3,770,000 | 7,444,000 | 10,929,000 | 14,594,000 |
| Noninterest expense | 9,568,000 | 19,133,000 | 28,733,000 | 38,300,000 |
| Provision for loan losses | 0 | 0 | 1,000,000 | 1,000,000 |
| Pretax income | 6,061,000 | 13,034,000 | 21,207,000 | 26,588,000 |
| Income tax | 1,152,000 | 2,476,000 | 4,028,000 | 5,090,000 |
| Net income | 4,909,000 | 10,558,000 | 17,179,000 | 21,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,080,000 | 214,740,000 | 221,373,000 | 225,704,000 |