Call reports 2020
MOODY NATIONAL BANK — 2020
What MOODY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,223,366,000 | 1,327,247,000 | 1,420,322,000 | 1,395,233,000 |
| Total loans | 804,976,000 | 884,264,000 | 897,342,000 | 853,700,000 |
| Allowance for loan losses | 11,058,000 | 12,101,000 | 12,055,000 | 12,281,000 |
| Securities available for sale | 258,452,000 | 300,310,000 | 335,550,000 | 366,274,000 |
| Securities held to maturity | 20,427,000 | 20,375,000 | 18,379,000 | 17,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,043,931,000 | 1,129,199,000 | 1,214,729,000 | 1,191,818,000 |
| Interest-bearing deposits | 591,612,000 | 632,496,000 | 676,960,000 | 692,213,000 |
| Noninterest-bearing deposits | 452,319,000 | 496,703,000 | 537,769,000 | 499,605,000 |
| Equity capital | 172,592,000 | 184,845,000 | 189,254,000 | 193,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,287,000 | 24,682,000 | 37,025,000 | 49,798,000 |
| Interest expense | 2,049,000 | 3,949,000 | 5,731,000 | 7,383,000 |
| Net interest income | 10,238,000 | 20,733,000 | 31,294,000 | 42,415,000 |
| Noninterest income | 3,850,000 | 7,203,000 | 10,221,000 | 13,519,000 |
| Noninterest expense | 8,029,000 | 16,157,000 | 24,633,000 | 34,540,000 |
| Provision for loan losses | 1,200,000 | 2,200,000 | 2,800,000 | 3,000,000 |
| Pretax income | 4,859,000 | 9,579,000 | 14,082,000 | 18,394,000 |
| Income tax | 1,132,000 | 2,273,000 | 3,319,000 | 4,225,000 |
| Net income | 3,727,000 | 7,306,000 | 10,763,000 | 14,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,557,000 | 179,136,000 | 182,593,000 | 185,673,000 |