Call reports 2019
MOODY NATIONAL BANK — 2019
What MOODY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,037,763,000 | 1,041,793,000 | 1,194,766,000 | 1,188,927,000 |
| Total loans | 763,056,000 | 796,525,000 | 785,710,000 | 803,926,000 |
| Allowance for loan losses | 9,903,000 | 10,189,000 | 10,049,000 | 10,248,000 |
| Securities available for sale | 168,302,000 | 148,625,000 | 178,699,000 | 254,288,000 |
| Securities held to maturity | 25,667,000 | 25,596,000 | 22,708,000 | 22,644,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,695,000 | 870,807,000 | 1,018,285,000 | 1,009,797,000 |
| Interest-bearing deposits | 427,172,000 | 428,719,000 | 583,753,000 | 581,253,000 |
| Noninterest-bearing deposits | 428,523,000 | 442,088,000 | 434,532,000 | 428,544,000 |
| Equity capital | 158,982,000 | 164,406,000 | 168,874,000 | 172,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,712,000 | 23,482,000 | 35,816,000 | 48,458,000 |
| Interest expense | 1,590,000 | 3,342,000 | 5,550,000 | 7,776,000 |
| Net interest income | 10,122,000 | 20,140,000 | 30,266,000 | 40,682,000 |
| Noninterest income | 3,840,000 | 7,477,000 | 10,922,000 | 14,330,000 |
| Noninterest expense | 8,290,000 | 16,676,000 | 24,988,000 | 33,014,000 |
| Provision for loan losses | 0 | 300,000 | 600,000 | 1,800,000 |
| Pretax income | 5,676,000 | 10,667,000 | 15,626,000 | 20,224,000 |
| Income tax | 1,079,000 | 2,127,000 | 3,220,000 | 4,194,000 |
| Net income | 4,597,000 | 8,540,000 | 12,406,000 | 16,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,397,000 | 164,340,000 | 168,206,000 | 171,830,000 |
| Total capital | 170,565,000 | 174,769,000 | 178,478,000 | 182,282,000 |
| Risk-weighted assets | 883,029,000 | 929,405,000 | 942,302,000 | 952,389,000 |