Call reports 2016
MOODY NATIONAL BANK — 2016
What MOODY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,043,534,000 | 1,001,599,000 | 965,934,000 | 954,606,000 |
| Total loans | 539,777,000 | 577,924,000 | 584,505,000 | 605,738,000 |
| Allowance for loan losses | 7,963,000 | 8,502,000 | 8,566,000 | 8,887,000 |
| Securities available for sale | 375,938,000 | 317,071,000 | 280,676,000 | 240,135,000 |
| Securities held to maturity | 37,003,000 | 36,555,000 | 35,373,000 | 35,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 886,176,000 | 841,954,000 | 807,646,000 | 809,087,000 |
| Interest-bearing deposits | 583,374,000 | 548,481,000 | 535,171,000 | 513,034,000 |
| Noninterest-bearing deposits | 302,802,000 | 293,473,000 | 272,475,000 | 296,053,000 |
| Equity capital | 124,142,000 | 127,231,000 | 130,059,000 | 128,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,797,000 | 17,405,000 | 26,081,000 | 34,716,000 |
| Interest expense | 420,000 | 824,000 | 1,274,000 | 1,724,000 |
| Net interest income | 8,377,000 | 16,581,000 | 24,807,000 | 32,992,000 |
| Noninterest income | 2,630,000 | 5,831,000 | 9,235,000 | 12,435,000 |
| Noninterest expense | 7,856,000 | 15,760,000 | 22,974,000 | 30,514,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 1,800,000 | 2,250,000 |
| Pretax income | 3,946,000 | 7,149,000 | 11,327,000 | 14,741,000 |
| Income tax | 1,026,000 | 1,859,000 | 2,945,000 | 3,833,000 |
| Net income | 2,920,000 | 5,290,000 | 8,382,000 | 10,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,260,000 | 124,632,000 | 127,723,000 | 126,935,000 |
| Total capital | 130,411,000 | 133,337,000 | 136,518,000 | 136,068,000 |
| Risk-weighted assets | 690,967,000 | 718,995,000 | 716,797,000 | 741,123,000 |