Call reports 2015
MOODY NATIONAL BANK — 2015
What MOODY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,094,638,000 | 1,106,155,000 | 1,116,851,000 | 1,092,127,000 |
| Total loans | 502,824,000 | 490,501,000 | 492,039,000 | 520,339,000 |
| Allowance for loan losses | 7,572,000 | 7,735,000 | 7,772,000 | 7,622,000 |
| Securities available for sale | 426,831,000 | 428,595,000 | 472,146,000 | 469,056,000 |
| Securities held to maturity | 37,797,000 | 37,700,000 | 37,213,000 | 37,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,247,000 | 956,228,000 | 962,665,000 | 936,318,000 |
| Interest-bearing deposits | 659,779,000 | 637,951,000 | 644,403,000 | 649,091,000 |
| Noninterest-bearing deposits | 290,468,000 | 318,277,000 | 318,262,000 | 287,228,000 |
| Equity capital | 112,866,000 | 113,141,000 | 118,347,000 | 121,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,907,000 | 17,626,000 | 27,623,000 | 36,736,000 |
| Interest expense | 434,000 | 858,000 | 1,276,000 | 1,711,000 |
| Net interest income | 8,473,000 | 16,768,000 | 26,347,000 | 35,025,000 |
| Noninterest income | 2,977,000 | 5,686,000 | 8,919,000 | 12,145,000 |
| Noninterest expense | 8,167,000 | 15,660,000 | 23,351,000 | 31,648,000 |
| Provision for loan losses | 840,000 | 900,000 | 400,000 | 374,000 |
| Pretax income | 2,441,000 | 6,134,000 | 11,772,000 | 15,534,000 |
| Income tax | 635,000 | 1,595,000 | 3,061,000 | 4,039,000 |
| Net income | 1,806,000 | 4,539,000 | 8,711,000 | 11,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,652,000 | 112,385,000 | 116,557,000 | 119,341,000 |
| Total capital | 117,224,000 | 119,894,000 | 124,329,000 | 127,159,000 |
| Risk-weighted assets | 607,106,000 | 600,457,000 | 660,373,000 | 681,355,000 |